Commercial Property
Your Building. Your Equipment. Protected.
Whether you own your building or lease your space, commercial property coverage protects the physical assets of your business — and we make sure nothing important is left out.
What's Covered
Protection for Everything You've Built
Buildings & Structures
Your owned building, and permanently installed fixtures and systems.
Equipment & Inventory
The tools, stock, furniture, and equipment your business runs on.
Tenant Improvements
The build-out and improvements you've made to a leased space.
Business Interruption
Lost income and expenses if a covered loss forces you to pause operations.
Commercial Property FAQs
Often, yes. Your landlord's policy covers the building itself — not your equipment, inventory, or the improvements you've made. We'll make sure your business's own property is protected.
Wind coverage is available and important in Florida, though policies often carry a separate windstorm deductible. We'll walk you through exactly how yours works.
It helps replace lost income and cover expenses if a covered event forces you to temporarily close. We can add it to your property policy.