General Liability
One Lawsuit Shouldn't End a Business
General liability coverage protects you when customers, vendors, or others hold your business responsible for injury or damage. It's the foundation of any solid business insurance plan.
What's Covered
The Foundation of Business Protection
Bodily Injury
Costs when a customer or visitor is injured in connection with your business.
Property Damage
Damage your business causes to someone else's property.
Personal & Advertising Injury
Claims like libel, slander, or copyright issues in your advertising.
Legal Defense Costs
Attorney fees and court costs to defend a covered claim — even a groundless one.
General Liability FAQs
It's not always legally required, but many landlords, clients, and contracts require it — and going without it is a real risk. It's the coverage most businesses start with.
General liability covers third-party injury and damage. A Business Owners Policy bundles that liability with property coverage, often at a better combined rate.
No — that's professional liability (errors & omissions), a separate coverage. We can help you add it if your business needs it.